Builder Market Pulse
Austin, TX
SplanAI Builder Market Pulse for Austin, TX is a free weekly data page for small and mid-size home builders working in the Austin-Round Rock-Georgetown, TX metro area. It answers two questions builders hear from buyers every week: what a monthly payment looks like at today's rate, and how busy local single-family construction actually is. The payment table uses the 30-year fixed average from Freddie Mac's Primary Mortgage Market Survey, published through FRED as series MORTGAGE30US, applied to home prices from $300,000 to $800,000 with 20% down. Local permit activity comes from the U.S. Census Bureau Building Permits Survey, via FRED series AUST448BP1FH, which counts single-family (1-unit) housing units authorized in the metro each month. Every figure carries its source and as-of date, refreshes weekly, and anything we cannot source is shown as n/a instead of an estimate. SplanAI adds anonymized buyer-demand data for a metro only once it reaches at least ten samples, always labeled with the sample count.
What your buyers' monthly payment looks like this week
30-year fixed average this week: 6.55% (as of July 16, 2026)
| Home price | 20% down | Loan amount | Monthly P&I |
|---|---|---|---|
| $300,000 | $60,000 | $240,000 | $1,525/mo |
| $400,000 | $80,000 | $320,000 | $2,033/mo |
| $500,000 | $100,000 | $400,000 | $2,541/mo |
| $600,000 | $120,000 | $480,000 | $3,050/mo |
| $700,000 | $140,000 | $560,000 | $3,558/mo |
| $800,000 | $160,000 | $640,000 | $4,066/mo |
Rate source: Freddie Mac PMMS 30-yr fixed average via FRED series MORTGAGE30US (served by SplanAI's /api/mortgage-rate) · as of July 16, 2026. Payments are principal & interest only on a 30-year fixed loan with 20% down — taxes, insurance, and HOA dues are not included. This is a national average; local quotes vary.
Single-family permits in the Austin metro
1,422
units authorized in May 2026
14,524
units, trailing 12 months
Source: U.S. Census Bureau, Building Permits Survey — single-family (1-unit structures) housing units authorized in Austin-Round Rock-Georgetown, TX (MSA), monthly, not seasonally adjusted. Via FRED series AUST448BP1FH · latest observation May 2026.
What buyers ask SplanAI for in Austin
Coming soon. We publish anonymized SplanAI generation stats for a metro only once it clears 10 samples, labeled "based on N samples". Austinhasn't cleared that floor yet, so this section stays empty — we don't estimate.
Weekly Austin market digest
These numbers for Austin, in your inbox once a week when the digest launches. We store your address and metro — nothing is sent until then.
If you build in Austinand want buyer-ready concept proposals that pair a plan with this kind of payment math, that's what SplanAI does — try the demo or write me at hello@splanai.com.